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WebFixed indemnity medical benefit plans are a supplement to health insurance. They are not a substitute for essential health benefits or minimum essential coverage as defined by federal health law. If you do not have other health insurance coverage, you may be subject to a tax penalty. Please consult with your tax advisor for more information. WebNow that you are familiar with a Fixed Benefit Health Insurance plan let us find out the difference between indemnity-based health insurance and Fixed Benefit Health Insurance. While the latter provides the claim amount for medical expenses incurred for treatment up to the sum insured amount, the former pays the sum insured in a lump sum for pre-defined … greenfield first care clinic

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